Effective Date: November, 23, 2024
Welcome to Techbanq!
At Techbanq, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and disclose your information when you visit our website, use our services, or interact with us.
By accessing or using Techbanq’s website or services, you acknowledge that you have read, understood, and agree to the terms outlined in this Privacy Policy. If you do not agree, please do not use our services.
1. Information We Collect
We collect various types of information to provide and improve our services. This includes:
1.1. Information You Provide to Us
- Account Information: When you register on our platform, we collect your name, email address, phone number, business details, and password.
- Payment Information: If you make a purchase or transaction, we collect payment details such as credit card numbers, billing addresses, and other financial information (processed through third-party payment providers).
- Business Information: If you engage with us for business services, we may collect company name, business registration details, and industry-related information.
- Customer Support Communications: If you contact us, we collect information about your request and any additional details you provide.
1.2. Information We Collect Automatically
When you visit our website or use our services, we automatically collect certain information, including:
- Device Information: Information about your device, including IP address, browser type, operating system, and device identifiers.
- Usage Data: Details about how you interact with our website, such as pages visited, time spent on our platform, and referral URLs.
- Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and improve functionality.
1.3. Information from Third Parties
We may receive information from third-party partners, such as:
- Business partners, affiliates, or service providers that assist in delivering our services.
- Public databases or social media platforms, if you choose to interact with us through those channels.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To Provide and Improve Our Services: Delivering and maintaining our website, personalizing user experiences, and optimizing functionality.
- To Process Transactions: Facilitating payments, managing subscriptions, and processing orders.
- To Communicate with You: Sending service-related updates, promotional offers (if opted-in), and responding to inquiries.
- To Ensure Security: Detecting fraud, preventing unauthorized access, and ensuring the safety of our platform.
- To Comply with Legal Obligations: Meeting regulatory requirements, enforcing our terms, and responding to legal requests.
3. How We Share Your Information
We do not sell or rent your personal data. However, we may share your information in the following cases:
- With Service Providers: Third-party vendors who help us process payments, host our website, or provide analytics services.
- With Business Partners: If you engage in business services with us, relevant details may be shared for collaboration purposes.
- For Legal Reasons: When required by law, court order, or governmental authority, or to protect our rights and users.
- In Business Transfers: If Techbanq undergoes a merger, acquisition, or asset sale, user information may be transferred as part of the transaction.
4. Data Security and Retention
We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, or disclosure. These include encryption, firewalls, and secure data storage.
We retain your data only as long as necessary for business purposes or legal compliance. When no longer needed, data is securely deleted or anonymized.
5. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal data:
- Access and Correction: Request access to or corrections of your personal information.
- Data Deletion: Request deletion of your personal data, subject to legal and operational limitations.
- Opt-Out of Marketing: Unsubscribe from promotional emails or adjust cookie preferences.
- Restrict Processing: Limit how your data is used in certain circumstances.
To exercise these rights, contact us at [Insert Contact Email].
6. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Improve website functionality and user experience.
- Track website traffic and performance analytics.
- Deliver personalized advertising (if applicable).
You can manage cookie preferences through your browser settings or use third-party opt-out tools.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services. This Privacy Policy does not apply to third-party platforms, and we are not responsible for their privacy practices. We encourage you to review their policies before providing any personal information.
8. International Data Transfers
If you access our services from outside your home country, your data may be transferred to and processed in other countries. We ensure adequate data protection measures in compliance with applicable laws.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When we do, we will notify users by updating the “Effective Date” and, where appropriate, providing additional notice.
Continued use of our services after any changes indicates acceptance of the updated policy.
10. Contact Us
If you have any questions about this Privacy Policy or your data, you can contact us at:
📧 Email: legal@techbanq.net
🌐 Website: https://techbanq.net
